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NMLS #402972

Member FDICFarmers National BankEqual Housing

Deposit Services


Other Services

Make Life Easier!


In today’s fast paced world, we understand that your time is valuable. By combining our banking expertise and the latest technology, you can now save time and money with a variety of convenience services we offer.

Farmers National Bank
FNB Overdraft Prevention Sweep

With an Overdraft Prevention Sweep, you use your own money to protect yourself from overdrafts. We will automatically transfer your money from your FNB savings account/deposit account to your checking account when you incur an overdraft. You avoid an overdraft and pay a low $5 transfer fee per day for each day when a transfer occurs. Transfers are made in increments of $100.

FNB Overdraft Reserve Line

Our Overdraft Reserve Line is a flexible way to protect your checking account from being overdrawn. No other type of loan gives you so many ways to get cash when you need it! You can conveniently access your OD Reserve Line by check, ATM withdrawal, or point-of-sale transaction.

An OD Reserve Line will cover an overdraft item in increments of $100 transfers up to your approved credit limit. There is no annual or monthly fee for the service. You avoid an overdraft and pay a low $10 transfer fee per day for each day when a transfer occurs. You only pay interest on the amount you advance.

An OD Reserve Line acts as a line of credit so when you pay off the balance, your credit limit is available again.

Save Time And Receive Your Pay Safely And Confidentially With Direct Deposit!

With Direct Deposit, your money is electronically transferred into your account and available to use the same morning as the transfer. It’s on time every time and since there’s no need for you to come in to deposit the money, your account is credited whether you are home or away. Lost, stolen, and misplaced checks become a thing of the past with Direct Deposit! To sign up to have your payroll, Social Security, or other government check directly deposited to your account, call a bank representative today.

Click here for a Direct Deposit Application.

Save Paper And Storage Space With Combined Statements!

Go green! Ask to consolidate all of your Farmers National Bank account statements into one easy statement. All your accounts can be printed together and mailed to you in one convenient envelope.

This option is right for you if:

  • -You want to view all your statements at once;
  • -You would like to cut down on paperwork; or
  • -You want to eliminate some of your storage clutter.

Go Completely Green With e-Statements!

Save paper altogether and eliminate the need for organizing paper statements with free paperless e-statements. Your e-statements not only arrive sooner than mailed statements each month, but they are also readily available from any online computer or device. And since most identity theft cases start with stolen paper statements, bills, or checks, you’ll reduce the risk of fraud against your account.

They look like the paper statements you receive in the mail. Use them for taxes, record keeping, and more. You can view, print, and download statements - anywhere and anytime you access the internet.

Have A Recurring Payment You Want To Automatically Pay?

Paying bills can be time-consuming and forgetting to pay them on time can have high associated costs. Arranging for pre-authorized payments lets you pay your utility bills, taxes and many other bills, automatically and on time. You can print the form below and use it to help you gather the information you'll need to get pre-authorized payments set up with the organizations of your choosing. You will need to contact each organization separately. Once set up, the payments will be deducted directly from your checking account.

Please note that because pre-authorized payments are set up through an agreement between you and the organization you choose, in order to stop the payments, you must personally contact the organization and make such a request. 

For even more convenience, you may want to consider FNB Bill Pay, the Farmers National Bank online bill payment service.

Click here for a Pre-authorized Payments Application.

Safeguard Important Documents!

Do you ever worry about what important documents would be lost in a fire, flood, or other disaster? Why not remove this worry by storing your important documents and valuables in a Farmers National Bank Safe Deposit Box.

Charges for rental of safety deposit boxes shall be payable in advance and made annually. Call a Bank representative to check for availability.

Safe Deposit Box Sheet

Spend Your Money Anywhere MasterCard Is Accepted Worldwide!

From buying groceries to enjoying the vacation of your dreams—a debit card can give you more control and convenience than checks. Add the Farmers National MasterCard Debit Card to your checking account and you’ll be able to make purchases anywhere worldwide that the MasterCard® logo is displayed. It debits the money directly from your checking account so there’s no interest.

Click here for a MasterCard Debit Card Application.